Income mismatch & return changes

CP75 notice — Don't let this one sit

An audit-by-mail asking for documents: the IRS is examining a specific item on your return — most often the Earned Income Tax Credit, dependents, or education credits — and wants proof before it decides.

Don't sit on it

What this letter is

An audit-by-mail asking for documents: the IRS is examining a specific item on your return — most often the Earned Income Tax Credit, dependents, or education credits — and wants proof before it decides.

Why you got it: Credits with documentation rules (relationship and residency for children, school records, income records) get verified by mail at scale.

What it is not

Not a bill and not a finding. Nothing has been decided; that's the point of the letter. But silence decides it against you: no documents, and the credit is removed by default.

Your first move: Read exactly which item and which documents are listed. Gather copies — never originals — that match the list item for item, and send them by the date on the letter.

Your deadline, counted

Every clock runs from this date — not from the day the letter reached you.

Your options, in the order most people should try them

1. Send the documents

Copies only, organized to match their list, with a cover sheet naming the notice and tax year.

2. Partial proof? Send it anyway

Send what you have plus a note on what's coming — a partial file beats an empty one.

3. Get clinic help

EITC documentation cases are the LITCs' home turf, and they're free if you qualify.

Your rights on this letter

  • Ask for more time if gathering documents takes longer.
  • Appeal a disallowance inside the IRS, and ultimately via a notice of deficiency to Tax Court.
  • Free help exists for exactly this letter: Low Income Taxpayer Clinics handle EITC audits routinely.

How to respond

Mail or fax to the address/number on the letter; keep copies and proof of sending.

Scam check

The IRS asks for documents by mail — never by a link in a text. A 'CP75 upload portal' text message is a phishing page.

If you ignore it

The credit or deduction is disallowed, a balance is assessed (often with interest), and the case moves to deficiency notices — where you argue uphill instead of handing over proof.

Where this sits on the ladder: CP3219A → CP14 →

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Sources, checked 2026-10-19: